Bernard's Chrysler Dodge Jeep Ram
Gap insurance can cover a variety of things, but Hudson and Amery drivers should be aware that it’s only meant to cover the vehicle itself. That means property damage and bodily issues aren’t protected.
Gap Insurance DOES cover:
Gap Insurance DOES NOT Cover:
So, if you’re asking, ‘what is gap insurance on a car?’, just remember that it’s there to cover the total loss in the unlikely event of an accident.
Some types of auto coverage, such as liability insurance, are required by law, but gap insurance is optional. It’s highly recommended if you’re purchasing a new car since they tend to depreciate faster. If you have an accident, you might end up having to pay more in monthly bills than the insurance company would normally payout. It’s also an advantageous addition if the dealership is willing to offer warranty coverage that includes a deductible.
In any case, having gap protection is going to give you added confidence as well as helping you save some cash if an accident ever takes place across Minneapolis.
Whether you’re asking ‘what is gap protection’, curious about financing with a bank vs. dealership, or looking for advice on car financing, the team here at Edwards Chevyman can help. Simply get in touch today for any further advice or assistance.
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