Financing With a Bank or Dealership: What’s the Difference? 

When purchasing a new vehicle, you’re most likely considering the best place to get a car loan. Since you’re car loan shopping, our guide can help point you in the right direction of where to get a car loan. Read on to explore your options for car loan shopping in New Richmond near Hudson.

Car Loan Shopping

When car loan shopping, you’re probably asking yourself what options you have or where to get a car loan. You’ll need to determine the best place to get auto financing by shopping around for new and used vehicles depending on your preference and whether or not you’re considering auto refinancing. Below are the two most common options of where to get a car loan: 

  • Your personal bank
  • The dealership where you purchased your used or new vehicle

Keep in mind that both options have their own distinct benefits. 

Car Loans Through a Dealership

One of the best places to get auto financing is the dealership you purchased your vehicle from. With benefits such as easy applications and financing specials, you won’t be disappointed with the following benefits either. Dealerships can offer the following benefits: 

  • Determine whether buying or leasing is best for you 
  • Relationship with lenders to help give you great rates 
  • Negotiate for better loan terms or down payment options 
  • If you have poor credit score or no credit score, the dealership can still help you get an auto finance loan

Car Loans Through Your Bank

Whether you’re living in Amery or Clear Lake, you can go to your personal and local bank to get a car loan. If you’re considering going through your bank for an auto loan, you’ll want to contact your dealership first due to their access to various financing partners. Even though banks do not approve those with poor credit as much as those with very good credit, you’ll notice some benefits below. Benefits for getting a car loan from your personal bank includes:

  • Personal relationship with your local bank
  • Established interest rates 
  • Monthly payment plans can be highly flexible 

Available Financing Options at Bernard's Chrysler Dodge Jeep Ram 

Now that you’re aware of choosing to get a loan from your bank or dealership, what will you choose? If you’re not sure, feel free to contact Bernard's Chrysler Dodge Jeep Ram located near Hudson. Our finance experts are ready and willing to help you answer any questions.

Saved
Saved Vehicles ×

SAVED VEHICLES

You don't have any saved vehicles!

Look for this link on your favorites:

Save

Once you've saved some vehicles, you can view them here at any time.

Contact
Contact Us ×

​877-319-5859

Call Now

510 Deere Dr • New Richmond, WI 54017

Get Directions

Today's Hours:

Open Today! Sales: 8am-8pm

Open Today! Service: 7am-6pm

Open Today! Parts: 7am-6pm

Bernard's Chrysler Dodge Jeep Ram

510 Deere Dr New Richmond, WI

Phone: ​877-319-5859

http://maps.google.com/?q=510%20Deere%20Dr%2C%20New%20Richmond%2C%20WI%2054017

Parts

Phone: ​877-692-3065

510 Deere Dr New Richmond, WI

Mobile Parts

Phone: ​877-343-5045

510 Deere Dr New Richmond, WI

Sales

Phone: ​877-319-5859

510 Deere Dr New Richmond, WI

Mobile Sales

Phone: ​715-318-5576

510 Deere Dr New Richmond, WI

Service

Phone: ​877-332-6734

510 Deere Dr New Richmond, WI

Mobile Service

Phone: ​877-410-9172

510 Deere Dr New Richmond, WI
45.1350627 -92.5321338
[schema type="organization" orgtype="LocalBusiness" url="www.bernardsnorthtown.net" name="Bernard's Chrysler Dodge Jeep Ram" description="" street="510 Deere Dr" city="New Richmond" state="WI" postalcode="54017" country="US" email="tnielsen@bernardsnt.com" phone="​877-319-5859" logo="https://di-uploads-development.dealerinspire.com/bernardscdjr/uploads/2018/06/BernardsCDJROGImage.png"]
Bernard's Chrysler Dodge Jeep Ram
Bernard's Chrysler Dodge Jeep Ram
510 Deere Dr
New Richmond, WI, 54017 US
​877-319-5859
https://di-uploads-development.dealerinspire.com/bernardscdjr/uploads/2018/06/BernardsCDJROGImage.png
Bernard's Chrysler Dodge Jeep Ram 45.1350627, -92.5321338.